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Employment and finance

Saving and investing

Saving and investing
Start saving as soon as possible after you start earning. Get advice about setting financial goals, working out a budget and developing a habit of saving. Learn about the benefits of saving, where to save, investment products and how compound interest works. 

Investing
Put your savings to work by developing an investment plan. Learn about investment options such as managed funds, capital growth/income, fees and taxes – as well as degrees of risk. 

Budgeting
Take control of your money by using a flexible budget. Find out how to get started, create a budget and stick to it and manage any unexpected developments. For young people, see how a personal budget calculator might help you manage your finances. 

Families and money
How to manage finances – including superannuation – in a marriage or new relationship. Understand the importance of protecting your family and preparing a will. 

Having children
Advice on meeting the financial needs of your children – and you – now and into the future. Learn about childcare, parental leave, insurance and what government assistance you may qualify for. 

Mobile phones
Work through the maze of mobile phones and phone plans with advice about choosing an affordable option, what service agreement and call plan best suits you, and phone features and insurance. 




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